Thursday, April 14, 2011

Weekend Rate update




The Government’s temporary loan increase to $729,750 is slated to roll back to $625,500 on October 1st



5.000% for the 30 year Fixed ~ Conforming {0 to $417,000}


5.250% for the 30 year Fixed ~ Agency Jumbo {$417,000 to $729,750}


5.750% for the 30 year Fixed ~ Super Jumbo {$729,750+ 80% - $1,500,000 is OK}



4.250% for the 5 year Fixed ~ Conforming {0 to $417,000}


4.250% for the 5 year Fixed ~ Agency Jumbo {$417,000 to $729,750}


4.250% for the 5 year Fixed ~ Super Jumbo {$729,750 plus}


Please buffer the 30 year Fixed Rate by 0.50% for your purchase contract with Points "not to exceed 1.00".



Most transaction times should be set to fit the following Lender's time frames


Conforming and Agency Jumbo


Loan Contingency ~ 21 days


Appraisal Contingency ~ 21 days


Condo/Townhomes ~ 45 days


Single Family Residences ~ 45 days



Super Jumbo


Loan Contingency ~ 24 days


Appraisal Contingency ~ 24 days


Condo/Townhomes ~ 45 days


Single Family Residences ~ 45 days



Steve


Steve Eckhoff, Office and Voicemail/Pager 310-470-8080, e-fax is 310-576-8046


Lesley Day, Transaction Coordinator, 310-656-8255, LDay@FirstCapitalMtg.com


Carolyn Simon-Hooks, Transaction Manager, 310-656-8215, CSimon@FirstCapitalMtg.com


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